Who are Sandstone Technology's clients in the UK?

Named UK clients include Chetwood Bank, Charity Bank and Market Harborough Building Society. Chetwood Bank and Sandstone jointly won the IBS Intelligence Digital Banking Award 2025. Market Harborough extended its partnership with Sandstone until 2032.

Where is Sandstone Technology based?

Sandstone Technology was founded in Australia and operates under sandstone.com.au, but has a UK presence with London-dateline press releases and multiple UK banking clients. The company has held Customer Forums in both Australia and the UK.

How long has Sandstone Technology been operating?

Sandstone Technology has been active in the banking technology sector for over 25 years, according to their own materials. A news item on their site references three decades of transforming banking experiences.

Is Sandstone Technology hiring?

Sandstone states on their careers page that they are always looking for the best talent, though no specific open roles are detailed in the publicly available site text.

What awards has Sandstone Technology won?

Sandstone Technology and Chetwood Bank won the IBS Intelligence Digital Banking Award 2025 for Customer & Program Impact. Sandstone was also named a finalist at the Fintech Finance Awards 2025 for the same digital savings platform project.

Fintech / Digital Banking · ~40 UK employees

Sandstone Technology

End-to-end digital banking software for financial institutions

sandstone.com.au ↗

Sandstone Technology builds retail banking and lending software for banks, building societies and other financial institutions. Their platform covers loan origination, digital banking and digital origination, sold as an integrated cloud-based ecosystem. They have been operating for over 25 years and work with clients in both Australia and the UK, including Chetwood Bank, Charity Bank and Market Harborough Building Society.

What they do

Sandstone Technology supplies end-to-end software to banks and financial institutions. Their core platform spans three areas: loan origination, digital banking (mobile and internet banking), and digital origination — the process of onboarding new and existing customers to products online. The three components are designed to work together as a single ecosystem rather than as separate point solutions.

The loan origination product handles the full application journey, from customer-facing intake through to back-end decisioning, compliance checks and credit risk automation. Great Southern Bank in Australia used it to get 40% of home loan applications approved within two days, reducing manual processing and operational overhead in the process.

The digital banking product covers mobile apps and internet banking, supporting what Sandstone describes as every stage of the customer journey — acquisition, servicing and retention. The digital origination product sits alongside it, giving both new and existing customers 24/7 self-serve access to a bank's product range.

In October 2025, Charity Bank announced a partnership with Sandstone to power a new mobile savings app. Market Harborough Building Society extended its existing partnership until 2032. Sandstone and Chetwood Bank won the IBS Intelligence Digital Banking Award 2025 for Customer & Program Impact, recognising the launch of Chetwood's digital savings platform. Sandstone was also named a finalist at the Fintech Finance Awards 2025 for the same project.

The company appointed Abhish Saha as CEO, according to a news release on their site. They also partnered with Brilliance Financial Technology to add in-built pricing and profitability tools for the SME market.

Where they sit in Leeds

Sandstone Technology's homepage is registered under sandstone.com.au, reflecting Australian origins, but the company has a clear UK presence. Their news releases are datelines from London, and their UK client base includes Charity Bank, Chetwood Bank and Market Harborough Building Society. The researcher's note places them in Leeds, which is consistent with the company operating a UK office alongside its Australian headquarters.

The UK financial services sector — particularly the building society and challenger bank segment — is a stated focus. Sandstone hosted Customer Forums in both Australia and the UK earlier in 2025, bringing together senior banking leaders to discuss AI and the future of financial services. That kind of direct engagement with UK clients suggests a meaningful local operation rather than a purely remote sales presence.

With over 25 years of history in banking technology, Sandstone sits in the established end of the fintech vendor market. They are not a startup pitching a single API; they sell a broad platform to regulated institutions that need compliance, security and reliability as baseline requirements. Their positioning is as a long-term strategic partner — Market Harborough's extension to 2032 is a reasonable illustration of how those relationships tend to run.

What they offer

Loan Origination — end-to-end digital lending platform covering customer application, back-end decisioning, compliance and credit risk automation.
Digital Banking — mobile app and internet banking solution supporting customer acquisition, servicing and retention across all devices.
Digital Origination — self-serve onboarding product giving new and existing customers 24/7 access to a bank's products and services.

FAQs

What does Sandstone Technology do?: Sandstone Technology builds digital banking software for banks, building societies and other financial institutions. Their platform covers loan origination, digital banking (mobile and internet) and digital origination, sold as an integrated end-to-end ecosystem.
Who are Sandstone Technology's clients in the UK?: Named UK clients include Chetwood Bank, Charity Bank and Market Harborough Building Society. Chetwood Bank and Sandstone jointly won the IBS Intelligence Digital Banking Award 2025. Market Harborough extended its partnership with Sandstone until 2032.
Where is Sandstone Technology based?: Sandstone Technology was founded in Australia and operates under sandstone.com.au, but has a UK presence with London-dateline press releases and multiple UK banking clients. The company has held Customer Forums in both Australia and the UK.
How long has Sandstone Technology been operating?: Sandstone Technology has been active in the banking technology sector for over 25 years, according to their own materials. A news item on their site references three decades of transforming banking experiences.
Is Sandstone Technology hiring?: Sandstone states on their careers page that they are always looking for the best talent, though no specific open roles are detailed in the publicly available site text.
What awards has Sandstone Technology won?: Sandstone Technology and Chetwood Bank won the IBS Intelligence Digital Banking Award 2025 for Customer & Program Impact. Sandstone was also named a finalist at the Fintech Finance Awards 2025 for the same digital savings platform project.